Frequently Asked Questions

1. How long will it take to get a response once my application is submitted?

Answer: HFS offers immediate and local loan decisions.

2. What types of loans does Holiday Financial Services offer?

Answer: Personal loans, auto loans, first mortgage loans, home equity loans and purchase money loans.

3. How soon can I receive my funds?

Answer: HFS offers immediate availability of funds. Our branch employees have local lending authority.

4. Am I dealing with a reputable company?

Answer: Holiday Financial Services is an affiliate of CNB Bank and a subsidiary of CNB Financial Corporation, a regional independent community bank in North Central Pennsylvania with $750 million in assets, headquartered in Clearfield, PA, and has been in operation for over 140 years.

5. Will my loan application be handled locally.

Answer: Your application will be forwarded to the nearest Holiday Financial Services office closest to where you reside.

6. Can I make my payments locally?

Answer: You can make your payment at any of our convenient branch locations.

7. What if I have "bad credit"?

Answer: Holiday Financial Services offers alternative lending solutions for customers with less than perfect credit.